How To Make An Emergency Preparedness Kit For Your Home

Home Emergency KitSome natural disasters can be forecast — hurricanes, snow storms and, in some cases, flooding. Other disasters occur unexpectedly, such as tornadoes and earthquakes. As a homeowner or renter , it’s a safe idea to prepare for disaster or unexpected emergency. Every home should maintain a ready, working emergency kit for such a.. read more →

Should I Consider a Warranty when Buying a New Home?

Are you buying a new home? If so, you’ve likely pondered whether or not you should invest in a warranty to protect your investment. In today’s blog post we’ll briefly explore home warranties including some of the pros and cons of buying one and how they differ from homeowner’s insurance. The Benefits of Buying a.. read more →

Case-Shiller – Home Price Growth Slows in September

According to the Case-Shiller National Home Price Index, annual home price growth slipped to a seasonally-adjusted rate of 4.80 percent in September. This was 0.30 percent lower than August’s year-over-year reading of 5.10 percent. Cities posting the highest year-over-year gains in home prices were Miami, Florida 10.30 percent, Las Vegas, NV with a gain of.. read more →

A Quick Guide to Closing Costs and What to Expect

Whether you’re just starting to shop for a new home or you’ve already found the perfect new house and you’re ready to submit an offer, if you’re taking out a mortgage loan to cover some of the home’s purchase price you should be aware of the various closing costs you may encounter. In today’s blog.. read more →

USDA Mortgages – Take Advantage of These Unique Loans to Buy a New Home

Are you thinking about buying a home in a rural or suburban area? If so, you’ll want to take a look at the United States Department of Agriculture’s mortgage programs as you may qualify for them. In today’s blog post we’ll introduce the USDA Rural Development Single Family Housing Guaranteed Loan Program, explain the benefits.. read more →

3 Tips to Help Ensure Your Mortgage Pre-Approval Isn’t Declined

If you’re thinking about buying a new home and using a mortgage to help cover some of the purchase costs, it’s a good idea to get an initial pre-approval from your lender before putting in an offer. In today’s blog post we’ll share three quick tips that can help to ensure that your mortgage pre-approval.. read more →

What You Need to Know About Your Down Payment on a New Home

Whether you’re just starting to shop for a new home or you’ve found the perfect house and are crafting your offer, if you’re taking out a mortgage to help cover your real estate purchase you’ve likely given some thought to your down payment. In today’s blog post we’ll explore the topic of down payments and.. read more →

What You Need to Know About Your Down Payment on a New Home

Whether you’re just starting to shop for a new home or you’ve found the perfect house and are crafting your offer, if you’re taking out a mortgage to help cover your real estate purchase you’ve likely given some thought to your down payment. In today’s blog post we’ll explore the topic of down payments and.. read more →

What’s Ahead For Mortgage Rates This Week – November 24, 2014

Last week’s scheduled economic news included the NAHB/Wells Fargo Housing Market Index, Housing Starts and Existing Home Sales. FOMC meeting minutes were released along with weekly Freddie Mac mortgage rates and weekly jobless claims. In addition, the National Association of Realtors® suggested that FHA should lower its mutual mortgage insurance premiums (MMI) as its fund.. read more →

How to Determine Your Monthly Payments, Interest and More

Are you thinking about using a mortgage to buy a new home? Buying your own piece of local real estate is a major financial investment and one that can require some pretty complex math to fully understand. In this blog post we’ll discuss mortgage calculators and how to use one of these tools to determine.. read more →